I have a MacBook for work with only 16GB of RAM and I’m constantly running into problems of not having enough and my computer running slowly because of it. Credit where credit is due though, they did an amazing job of making it so when I’m having to use 16GB of swap space, my computer doesn’t come to a screeching halt. That doesn’t change the fact that I don’t have enough to run the applications I need to on a day to day basis.

The Intel Report on YouTube digs into this subject pretty well. I recommend giving it a listen/watch: https://youtu.be/xG4ks5f31Wg?si=iAv_tLpkgsE5WA9f

It also fits with what we know about her. Janeway was always second guessing her decision to ultimately strand her crew in the Delta quadrant. She felt extremely guilty about all of the people on her ship that got killed through those 20 years (especially Seven of Nine) and wanted to do something about it.