Ubi is meant to provide people with basic survivability in an increasingly automated world.

I cannot imagine a worse idea than putting basic survivability in the hands of a shareholder bound corporation.

Consumer spending power is decreasing. This is just the start.

30 years experience running enterprise development teams here. Switching databases has happened once for me, Sql Server to Postgres. We were busy with a huge rewrite of something existing, approx $100 million project for a major company.

The instruction to switch dbs came midway through the project, basically on the whim of the CIO. Luckily we were only lightly impacted by db specific features on a couple procs, but code base was abstracted away - which made it achievable.